First Home

First Home Journey

Everything you need to know about buying your first home

Your Path to Home Ownership

Buying your first home is one of life's most exciting milestones. It can also feel overwhelming with so many steps to navigate. This guide breaks down the journey into manageable stages, so you know exactly what to expect.

I've helped hundreds of first home buyers in the Bayside find their perfect property. From understanding your borrowing power to settling into your new home, I'll be with you every step of the way.

Your First Home Journey

1

Get Pre-Approved

Speak to a mortgage broker and know exactly what you can borrow before you start looking.

2

Define Your Criteria

List your must-haves vs nice-to-haves. Location, size, features - be realistic about priorities.

3

Start Searching

Attend open homes, research suburbs, and get a feel for what's available in your budget.

4

Make an Offer

Found the one? Your agent will guide you through making an offer or bidding at auction.

Essential First Home Buyer Tips

Check if you qualify for the First Home Owner Grant (FHOG)
Understand stamp duty concessions for first home buyers in NSW
Consider the First Home Super Saver Scheme (FHSSS)
Don't skip the building and pest inspection
Factor in all costs: stamp duty, legal fees, moving costs
Build an emergency fund for unexpected repairs
Research strata reports carefully if buying an apartment
Get independent legal advice before signing contracts

Ready to Start Your Journey?

Every homeowner was once a first home buyer. Let me help you navigate this exciting chapter with confidence.